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$465,000

($59,251 down)
FHA

10257 Greenway Circle S, Cottage Grove, MN 55016

5
3
2,617 sqft
PITI Monthly
$3,326.91 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,402 /mo
$2,851 /mo

What's Special

SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CUL-DE-SAC

Experience luxury living in this beautifully crafted, newer-built home, where every detail has been thoughtfully designed for comfort and style. The chef-inspired gourmet kitchen is a true showstopper, featuring stainless steel appliances, a generous center island, and custom cabinetry — including built-ins in the pantry for added style and storage. The open-concept main level is filled with natural light, vaulted ceilings and a stunning shiplap gas fireplace, built-in media cabinets, and rich wood shelving that lend warmth and character. A versatile office nook makes working or studying from home a breeze.The spacious owner’s suite is a private retreat, offering a large walk-in closet and a luxurious spa-like bath with elegant finishes. Downstairs, the fully finished walkout lower level with soaring 9-foot ceilings provides flexible living space perfect for a home theater, gym, or guest retreat. Enjoy easy outdoor living with a patio, privacy fence, and green space for play - and the added bonus of included irrigation, lawn care and snow removal — giving you more time to relax and entertain. Perfectly situated at the end of a quiet cul-de-sac, this home offers exceptional custom details, a strong sense of community, and the ultimate in low-maintenance luxury. Move right in!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,326.91/mo
Estimated Loan Balance
$443,409
Cash to close
$59,251
Interest Paid
$62,904

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Settlers Bluff
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Gassen Company
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $177.68
  • Tax Annual Amount: $5511
  • On Market Date: 2025-04-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $59,251 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $59,251!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$405,749
Your Cash$59,251
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,402/mo
Traditional @ 7.15%
$2,957/mo
You save $555/month ($6,663/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6711480

Listing From: northstar

Last updated: 2025-05-02T20:47:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,402 /mo
$2,851 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,251 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $59,251!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$405,749
Your Cash$59,251
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,402/mo
Traditional @ 7.15%
$2,957/mo
You save $555/month ($6,663/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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