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$229,900

($104,498 down)
FHA

1115 Woodbridge Street, Saint Paul, MN 55117

2
1
800 sqft
PITI Monthly
$1,039.69 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

3.16%
7.15%

Principal & Interest

$600 /mo
$942 /mo

What's Special

REMODELED
FRESH PAINT
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PLAYGROUND

Welcome to your next home! This beautifully remodeled 2 bedroom, 1 bathroom property has been thoughtfully updated and is conveniently located in the heart of Saint Paul’s vibrant 'North End' neighborhood. Enjoy peace of mind with major updates already taken care of, including a new roof (2023), brand new siding (2025), and new windows (2025). Inside, you’ll find fresh paint throughout, new flooring and carpet, and a spacious mudroom that adds both convenience and functionality. The kitchen is a standout feature, offering granite countertops, stainless steel appliances, and plenty of space for cooking. Additional highlights include a nice sized 1 car garage plus an adjacent gravel parking space, perfect for guests or a second vehicle. Step outside and enjoy the convenience of living just minutes from grocery stores, restaurants, schools, a rec center, playgrounds, and the local library. With easy access to Highway 35E, getting around the Twin Cities is a breeze. All the updates have been done, just bring your furniture and start living. This home is completely move-in ready. Come see it in person and imagine yourself settling in!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,039.69/mo
Estimated Loan Balance
$125,671
Cash to close
$104,498
Interest Paid
$19,571

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ductless Mini-Split, Wall Unit(s)
  • Heating: Forced Air
Features
  • Materials: Fiber Cement, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement, Vinyl Siding
  • Roof: Architectural Shingle
Condition
  • Year Built: 1904
Details
  • Builder:

Community & HOA

Community
  • Subdivision: St Bernards Villas, , St Paul
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $287.38
  • Tax Annual Amount: $2292
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,498 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $104,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$125,402
Your Cash$104,498
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$600/mo
Traditional @ 7.15%
$977/mo
You save $377/month ($4,523/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6709080

Listing From: northstar

Last updated: 2025-04-26T17:59:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$600 /mo
$942 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,498 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $104,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$125,402
Your Cash$104,498
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$600/mo
Traditional @ 7.15%
$977/mo
You save $377/month ($4,523/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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