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$400,000

($44,048 down)
FHA

13451 Yorktown Lane N, Champlin, MN 55316

5
2
2,017 sqft
PITI Monthly
$3,106.9 /mo

Listing courtesy of: , Keller Williams Classic Rlty NW

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,365 /mo
$2,421 /mo

What's Special

SHOPPING
SPACIOUS
DECK
PRIVATE BACKYARD

Welcome to your dream home in the heart of Champlin! This beautifully maintained 5-bedroom, 2-bathroom residence offers the perfect blend of comfort, space, and outdoor enjoyment. Nestled on a generously sized lot, this property is a rare find with a massive 4-car garage—ideal for car enthusiasts, hobbyists, or extra storage. Inside, you'll find a warm and inviting layout with ample natural light and room to grow. The main living areas are designed for both everyday living and entertaining. Five spacious bedrooms ensure there's room for everyone, while two bathrooms add convenience. Step outside to your private backyard retreat featuring a large 2-tier deck with maintenance-free decking, perfect for relaxing, grilling, or hosting guests. The yard also includes a half-court basketball setup and a play set, making it easy to stay active and enjoy the outdoors. The expansive lot provides endless potential for additional landscaping or recreational space. Located in a desirable neighborhood with easy access to parks, schools, shopping, and highways—this is more than just a house, it's a lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$3,106.9/mo
Estimated Loan Balance
$356,879
Cash to close
$44,048
Interest Paid
$16,485

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Forest Park Heights
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $198.31
  • Tax Annual Amount: $5130
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,048 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $44,048!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$355,952
Your Cash$44,048
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,365/mo
Traditional @ 7.15%
$2,511/mo
You save $146/month ($1,748/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6702037

Listing From: northstar

Last updated: 2025-05-02T10:10:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,365 /mo
$2,421 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,048 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $44,048!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$355,952
Your Cash$44,048
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,365/mo
Traditional @ 7.15%
$2,511/mo
You save $146/month ($1,748/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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