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$499,900

($248,376 down)
VA

17973 Kincaid Circle, Lakeville, MN 55044

3
3
3,333 sqft
PITI Monthly
$2,081.4 /mo

Listing courtesy of: , Keller Williams Preferred Rlty

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,501 /mo
$2,129 /mo

What's Special

SERENE
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
WET BAR
DECK

Welcome to this stunning home in Lakeville, designed for comfort and style. With southeast exposure and vaulted ceilings, natural light fills the spacious living areas, creating a bright and inviting atmosphere. The home features two brick, gas-burning fireplaces, adding warmth and charm to both levels. The main-level primary suite offers a private retreat with a luxurious bathroom featuring heated floors. The generously sized kitchen provides ample space for cooking and entertaining. The versatile lower level includes a wet bar, two additional bedrooms, and plenty of space to relax or host guests. Step outside to a large private deck overlooking a serene pond and wooded area, offering a secluded and peaceful setting. This home perfectly blends modern convenience with natural beauty—don’t miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.98
Remaining Loan Term
20 years, 4 months
Monthly PITI
$2,081.4/mo
Estimated Loan Balance
$253,512
Cash to close
$248,376
Interest Paid
$109,790

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Family Room, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Pitched
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lake Villa Golf Estates 9th Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Marsh Point Country Villa's Homeowners Association
  • HOA Amenities: Unknown
  • HOA Fee: $815
  • HOA Frequency: $Quarterly
Location
  • Region: Lakeville

Financial Details

  • Price per Sqft: $149.98
  • Tax Annual Amount: $4962
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $248,376 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $248,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$251,524
Your Cash$248,376
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,501/mo
Traditional @ 7.15%
$2,208/mo
You save $707/month ($8,485/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6705121

Listing From: northstar

Last updated: 2025-04-30T21:56:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,501 /mo
$2,129 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,376 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $248,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$251,524
Your Cash$248,376
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,501/mo
Traditional @ 7.15%
$2,208/mo
You save $707/month ($8,485/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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