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$415,000

($201,154 down)
FHA

18855 Easton Avenue, Farmington, MN 55024

4
2
2,184 sqft
PITI Monthly
$1,980.43 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

3.75%
7.15%

Principal & Interest

$1,251 /mo
$1,824 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
SOAKING TUB
SEPARATE SHOWER
DECK
PATIO
WALKING TRAILS
CHARMING
COZY

This charming & maintained 4-bedroom, 2-bathroom residence offers a perfect blend of comfort and space. Step inside and be greeted by a warm, spacious entryway that sets the tone for the rest of the home. A wide staircase anchors the foyer, offering an inviting transition into the heart of the home. The main level features engineered hardwood flooring throughout, complemented by vaulted ceilings that enhance the open, airy feel of the space. The kitchen is equipped with an abundance of cabinet space and granite counter space, stainless steel appliances, and a convenient pantry closet. Just off the kitchen, the dining area flows effortlessly into the cozy living room. Sliding glass doors open to a charming screened-in deck, where you can unwind while enjoying tranquil views of the pond and surrounding nature. The main-level primary suite is a spacious & offers comfort and privacy with large windows and ample closet space. A second bedroom & a full bathroom with a dual sink vanity, soaking tub, and separate shower are also located on this level. Downstairs, you’ll find two more generously sized bedrooms filled with natural light, along with a second full bathroom. The lower level also features a large family room with a cozy gas fireplace and walks out directly to the fully fenced backyard. Enjoy outdoor living with two patios, perfect for grilling, entertaining, or simply enjoying the peaceful setting. The 3-car garage includes pull-down attic access and built-in cabinets for all your storage needs. Just a short stroll from Lake Julia’s park and walking trails. Just minutes from Southern Hills Golf Course and all that downtown Farmington has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.75
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,980.43/mo
Estimated Loan Balance
$216,157
Cash to close
$201,154
Interest Paid
$87,635

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prairie Creek 4th Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Farmington

Financial Details

  • Price per Sqft: $190.02
  • Tax Annual Amount: $4664
  • On Market Date: 2025-04-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $201,154 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $201,154!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$213,846
Your Cash$201,154
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$1,251/mo
Traditional @ 7.15%
$1,892/mo
You save $641/month ($7,695/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6705191

Listing From: northstar

Last updated: 2025-05-01T18:11:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$1,251 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,154 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $201,154!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$213,846
Your Cash$201,154
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$1,251/mo
Traditional @ 7.15%
$1,892/mo
You save $641/month ($7,695/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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