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$365,000

($140,855 down)
FHA

2184 Suburban Avenue, Saint Paul, MN 55119

N/A
N/A
1,560 sqft
PITI Monthly
$1,757.28 /mo

Listing courtesy of: , Jason Mitchell Group

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,024 /mo
$1,649 /mo

What's Special

RENTAL INCOME

Rare Owner-Occupant Opportunity! This well-maintained side-by-side multifamily home offers the ideal blend of personal living space and rental income. Live in one unit and rent the other—or lease both for maximum return. Each unit has separate entrances and utilities, ensuring privacy and ease of management. One unit will be vacant by the end of the month, which rented at $1100/month, making it perfect for an owner-occupant or new tenant. The second unit is leased through April 2026 at $1200/month, and available to view on a second showing with listing agent approval. A smart, flexible investment you don’t want to miss!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,757.28/mo
Estimated Loan Balance
$224,615
Cash to close
$140,855
Interest Paid
$26,038

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Side by Side
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Scenic Hills 2
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $233.97
  • Tax Annual Amount: $4920
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $140,855 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $140,855!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$224,145
Your Cash$140,855
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,024/mo
Traditional @ 7.15%
$1,711/mo
You save $687/month ($8,238/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6706143

Listing From: northstar

Last updated: 2025-04-27T21:50:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,024 /mo
$1,649 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,855 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $140,855!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$224,145
Your Cash$140,855
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,024/mo
Traditional @ 7.15%
$1,711/mo
You save $687/month ($8,238/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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