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$329,999

($31,180 down)
FHA

3111 3RD Street N, Fargo, ND 58102

4
3
1,980 sqft
PITI Monthly
$2,562.95 /mo

Listing courtesy of: , Aspire Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,986 /mo
$2,055 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
DECK
MATURE TREES
CHARMING
COZY

Charming North Fargo Rambler with Spacious Backyard & Modern Updates! Welcome to this cozy and character-filled 4-bedroom, 3-bathroom rambler nestled in the heart of North Fargo. This traditional home offers the perfect blend of classic charm and modern comfort with an open floor plan that flows seamlessly from room to room. The beautifully updated kitchen is a true highlight—perfect for entertaining or enjoying quiet mornings at home. The private primary suite features its own bathroom for added convenience and privacy. Each room is filled with warmth and natural light, making this home truly move-in ready. Step outside to your large backyard oasis, complete with mature trees and a spacious deck—ideal for gatherings, gardening, or simply relaxing in your peaceful outdoor space. An attached 2-stall garage adds extra ease and functionality. Don't miss this rare find in a sought-after North Fargo neighborhood. Schedule your tour today and fall in love with your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 4 months
Monthly PITI
$2,562.95/mo
Estimated Loan Balance
$299,679
Cash to close
$31,180
Interest Paid
$34,248

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Boiler
Features
  • Materials: Fiber Board
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning Stove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial, Privacy, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board
  • Roof: Asphalt
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Edgewood 2nd
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $166.67
  • Tax Annual Amount: $3453
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $31,180 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $31,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$298,819
Your Cash$31,180
Total Purchase Price:$329,999

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,986/mo
Traditional @ 7.15%
$2,132/mo
You save $146/month ($1,752/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6705264

Listing From: northstar

Last updated: 2025-05-01T18:33:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,986 /mo
$2,055 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,180 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $31,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$298,819
Your Cash$31,180
Total Purchase Price:$329,999

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,986/mo
Traditional @ 7.15%
$2,132/mo
You save $146/month ($1,752/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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