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$225,000

($46,112 down)
VA

441 23rd Street S, Fargo, ND 58103

2
1
756 sqft
PITI Monthly
$1,281.19 /mo

Listing courtesy of: , eXp Realty (219 WF)

Assumed Rate

4.17%
7.15%

Principal & Interest

$921 /mo
$1,277 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
COZY

This nicely updated rambler offers comfortable main floor living with thoughtful upgrades throughout. Enjoy the bright, all-white kitchen with quartz countertops, stainless steel appliances, and a cozy adjacent dining area. Two main floor bedrooms sit near an updated full bath with modern finishes. Vinyl plank flooring and vinyl windows run throughout the home, offering both durability and style. The open basement provides a blank slate for future finishing or great as-is with bright, white painted walls & structural I-beam bracing already installed for years of stability and peace of mind. Outside, you'll find newer vinyl siding, a spacious backyard, a detached 2-stall garage with an electric heater, and a storage shed for added convenience. A solid, move-in-ready option with flexibility for the future!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,281.19/mo
Estimated Loan Balance
$180,955
Cash to close
$46,112
Interest Paid
$23,042

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Concrete, Luxury Vinyl Plank

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Architectural Shingle
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Egbert Oneil & Haggarts
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $297.62
  • Tax Annual Amount: $2523
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $46,112 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $46,112!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$178,888
Your Cash$46,112
Total Purchase Price:$225,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$921/mo
Traditional @ 7.15%
$1,324/mo
You save $403/month ($4,838/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6707554

Listing From: northstar

Last updated: 2025-04-25T10:08:08.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$921 /mo
$1,277 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $46,112 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $46,112!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$178,888
Your Cash$46,112
Total Purchase Price:$225,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$921/mo
Traditional @ 7.15%
$1,324/mo
You save $403/month ($4,838/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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