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Pending

$329,900

($108,648 down)
FHA

5705 25th Avenue NW, Rochester, MN 55901

4
2
1,787 sqft
PITI Monthly
$1,660.26 /mo

Listing courtesy of: , Dwell Realty Group LLC

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,056 /mo
$1,658 /mo

What's Special

LOCATION
MOVE-IN READY
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
DECK

Welcome to this beautifully updated 4-bedroom, 2-bathroom home located in a desirable northwest Rochester neighborhood with quick access to Hwy 63. This home offers a perfect blend of modern updates and classic charm, providing a comfortable and inviting living space. Interior Highlights: •Freshly painted exterior siding enhances curb appeal. •Updated kitchen features stainless steel appliances and a reconfigured layout for improved functionality. •Newer luxury vinyl plank (LVP) flooring on the main level adds durability and style. •Updated lower-level bathroom with contemporary finishes. •Newly tiled entry floor and updated stair railing add to the home's modern aesthetic. Exterior & Outdoor Living: •Private, fully fenced backyard perfect for relaxation and entertaining. •Newer pergola and deck provide ideal spaces for outdoor gatherings. Location: Situated in a sought-after area with easy access to Hwy 63, offering convenience for commuting and proximity to local amenities. This home is move-in ready and offers a blend of modern updates and classic charm. Don't miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,660.26/mo
Estimated Loan Balance
$247,192
Cash to close
$108,648
Interest Paid
$33,873

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cascade Ridge Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $184.61
  • Tax Annual Amount: $3362
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $108,648 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $108,648!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$221,252
Your Cash$108,648
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,056/mo
Traditional @ 7.15%
$1,720/mo
You save $664/month ($7,962/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6708822

Listing From: northstar

Last updated: 2025-05-03T01:36:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,056 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,648 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $108,648!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$221,252
Your Cash$108,648
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,056/mo
Traditional @ 7.15%
$1,720/mo
You save $664/month ($7,962/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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