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$400,000

($103,872 down)
VA

5917 ELM Street N, Moorhead, MN 56560

3
3
2,278 sqft
PITI Monthly
$1,952 /mo

Listing courtesy of: , Next Level Real Estate

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,411 /mo
$2,136 /mo

What's Special

SPACIOUS
DECK
PATIO

If you're looking for the charm of country living with the convenience of city access, this is the one for you! This spacious bi-level home sits on over half an acre, offering both comfort and functionality. Need extra space? The property includes a 4-stall detached garage that's been roughed in for a bathroom and prepped for a wood-burning stove—perfect for hobbies, storage, or a future workshop. The upper level offers two bedrooms, including a primary suite with its own bathroom, as well as a convenient bath with laundry. Downstairs, you’ll find a large family room, a third bedroom, and a full bathroom complete with a jetted tub and shower. There’s also an oversized laundry room with ample storage, plus so much additional storage. Updates include new sliding patio door, new furnace, new ac unit, and new deck. All the house needs now is just you. Come see it today.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,952/mo
Estimated Loan Balance
$298,352
Cash to close
$103,872
Interest Paid
$33,500

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer - In Street
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Asphalt
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oakwood Manor
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $175.59
  • Tax Annual Amount: $4688
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $103,872 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $103,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$296,128
Your Cash$103,872
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,411/mo
Traditional @ 7.15%
$2,216/mo
You save $804/month ($9,652/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6711536

Listing From: northstar

Last updated: 2025-05-02T13:42:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,411 /mo
$2,136 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $103,872 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $103,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$296,128
Your Cash$103,872
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,411/mo
Traditional @ 7.15%
$2,216/mo
You save $804/month ($9,652/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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