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$325,000

($42,706 down)
VA

6850 24th Street N, Saint Cloud, MN 56303

4
3
2,293 sqft
PITI Monthly
$2,042.76 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.15%
7.15%

Principal & Interest

$1,606 /mo
$1,811 /mo

What's Special

MOVE-IN READY
DECK
CUL-DE-SAC

Move-in ready and packed with upgrades! Nestled in a quiet cul-de-sac, this 4-bedroom, 3-bathroom home in Saint Cloud is the perfect spot for peace and privacy. You'll love the brand new deck for summer BBQs and the new privacy fence that makes the backyard ideal for kids, pets, or just relaxing in your own space. Inside, enjoy worry-free living with a new furnace and A/C, plus plenty of room to spread out with a bright, open layout. The 2-car garage adds extra storage and convenience. Homes like this — with all the big-ticket updates already done — don’t come along often. Located in a peaceful neighborhood with minimal traffic, this is the perfect place to relax, unwind, and enjoy life. Don’t miss out — schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.15
Remaining Loan Term
37 years, 8 months
Monthly PITI
$2,042.76/mo
Estimated Loan Balance
$279,070
Cash to close
$42,706
Interest Paid
$40,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Privacy
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: West Prairie Point
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $141.74
  • Tax Annual Amount: $3440
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,706 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $42,706!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.15% Sellers Rate
$282,294
Your Cash$42,706
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.15%
$1,606/mo
Traditional @ 7.15%
$1,889/mo
You save $283/month ($3,397/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6701450

Listing From: northstar

Last updated: 2025-05-02T10:07:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.15%
7.15%

Principal & Interest

$1,606 /mo
$1,811 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,706 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $42,706!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.15% Sellers Rate
$282,294
Your Cash$42,706
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.15%
$1,606/mo
Traditional @ 7.15%
$1,889/mo
You save $283/month ($3,397/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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