$210,000
($48,326 down)712 10th Avenue S, Saint Cloud, MN 56301
PITI Monthly
Listing courtesy of: , eXp Realty
Assumed Rate
4.17%
7.15%Principal & Interest
$832 /mo
$1,154 /moWhat's Special
Built in 1915, this 1,176 sq ft residence offers timeless character with beautiful natural light throughout. Enjoy relaxing mornings on the cozy 3-season porch and entertain guests in the spacious formal dining room. Upstairs features three comfortable bedrooms and a full bath, with an additional bathroom conveniently located on the main floor. The detached 1-car garage adds extra storage and parking convenience. Located just blocks from Lake George and close to schools, parks, and downtown amenities — this is a great opportunity to own a piece of St. Cloud’s history!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,245.14/mo
Estimated Loan Balance
$175,323
Cash to close
$48,326
Interest Paid
$20,825
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Window Unit(s)
- Heating: Boiler
Features
- Materials: Vinyl Siding
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 1
- Carport: No
- Carport Spaces:
Water
- Sewer: City Sewer/Connected
- Water Source: City Water/Connected
Pool
- Has Pool: No
- Pool Features: Unknown
Construction
Type & Style
- Stories:
- Home type: Single Family Residence
- Architectural Style: Unknown
Materials
- Vinyl Siding
- Roof: Unknown
Condition
- Year Built: 1915
Details
- Builder:
Community & HOA
Community
- Subdivision: A A Browns Add
- Features: None
HOA
- Has HOA: No
Location
- Region: Saint Cloud
Financial Details
- Price per Sqft: $178.57
- Tax Annual Amount: $1702
- On Market Date: 2025-04-29T00:00:00.000Z
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You cover the entire equity of $48,326!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NST6702683
Listing From: northstar
Last updated: 2025-04-30T10:03:04.000Z
© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.17%
7.15%Principal & Interest
$832 /mo
$1,154 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $48,326!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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