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$335,000

($127,431 down)
FHA

790 Isabella Avenue, Clearwater, MN 55320

3
3
1,908 sqft
PITI Monthly
$1,621.31 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,029 /mo
$1,558 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
DECK
COZY

Check out this lively 2-story stunner, wrapped in sharp vinyl siding with brick flair! Welcome guests on the inviting covered front porch with seamless gutters. Park in the insulated 2-car garage, complete with handy overhead storage. Unwind on the grand 12’x19’ wood deck off the kitchen/dining area, gazing at a fenced backyard with a standout 8’x10’ powered shed and a unique 2nd water meter for thriving gardens. The gorgeous kitchen boasts stainless steel appliances, gas range, breakfast bar, garbage disposal, and a vast pantry. Enjoy a main floor half bath, elegant master bath with tiled floors, and a lower level ready for a future bath. Stay cozy with a high-efficiency furnace (with a new inducer motor as of 2024), humidifier, central A/C, air exchange, and off-peak water heater (new last year). On a spacious corner lot perfect for gardening, this home shines! Book your tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,621.31/mo
Estimated Loan Balance
$234,916
Cash to close
$127,431
Interest Paid
$37,219

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar South
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Clearwater

Financial Details

  • Price per Sqft: $175.58
  • Tax Annual Amount: $3344
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $127,431 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $127,431!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$207,569
Your Cash$127,431
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,029/mo
Traditional @ 7.15%
$1,616/mo
You save $587/month ($7,039/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6697796

Listing From: northstar

Last updated: 2025-05-02T10:10:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,029 /mo
$1,558 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,431 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $127,431!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$207,569
Your Cash$127,431
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,029/mo
Traditional @ 7.15%
$1,616/mo
You save $587/month ($7,039/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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