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$315,000

($85,471 down)
VA

800 Idaho Avenue E, Saint Paul, MN 55106

4
2
2,256 sqft
PITI Monthly
$1,642.2 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,121 /mo
$1,727 /mo

What's Special

LOCATION
FRESH PAINT
OPEN CONCEPT
DINING
RENOVATED
STAINLESS STEEL APPLIANCES

This updated 4-bedroom, 2-bath home is in a great Saint Paul location, close to Phalen Golf Course & Lake Phalen. It features an open concept with a large living room, dining room, and eat-in kitchen. The kitchen features beautiful solid surface countertops and stainless steel appliances. Enjoy the convenience of having two bedrooms and a full bathroom on the main level. The lower level has been recently renovated and includes a large family room, two bedrooms, and a 3/4 bathroom. The large laundry room is even finished and has plenty of space for storage. With fresh paint throughout and stylish finishes, this home has both the space and comfort you desire. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,642.2/mo
Estimated Loan Balance
$230,985
Cash to close
$85,471
Interest Paid
$39,535

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Hot Water
Features
  • Materials: Brick/Stone, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Stucco
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Phalen View
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $139.63
  • Tax Annual Amount: $4454
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $85,471 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $85,471!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$229,529
Your Cash$85,471
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,121/mo
Traditional @ 7.15%
$1,791/mo
You save $670/month ($8,040/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6703316

Listing From: northstar

Last updated: 2025-05-02T18:24:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,121 /mo
$1,727 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $85,471 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $85,471!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$229,529
Your Cash$85,471
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,121/mo
Traditional @ 7.15%
$1,791/mo
You save $670/month ($8,040/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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