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$277,000

($77,726 down)
FHA

891 Geranium Avenue E, Saint Paul, MN 55106

N/A
N/A
1,540 sqft
PITI Monthly
$1,603.78 /mo

Listing courtesy of: , Home Sellers

Assumed Rate

2.94%
7.15%

Principal & Interest

$924 /mo
$1,492 /mo

What's Special

INVESTORS
SHOPPING
SPACIOUS
CHARMING
RENTAL INCOME

Charming Duplex Home for Sale – Perfect for Investment or Multigenerational Living! Welcome to this spacious and well-maintained duplex home, offering the perfect blend of comfort, convenience, and potential. Located in a vibrant neighborhood with easy access to schools, parks, shopping, and major Road, this property is ideal for both homeowners looking for additional rental income and investors seeking a prime rental opportunity. Well-maintained Interiors – Tastefully updated with neutral colors and high-quality finishes, ready for you to move in or lease out with minimal work. This property also offers ample parking space and a low-maintenance yard. Whether you're looking to live in one unit and rent out the other, or you're seeking a long-term investment, this duplex offers incredible flexibility and value. Don’t miss the opportunity to own this versatile duplex! Schedule your private showing today and explore the endless possibilities this home has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,603.78/mo
Estimated Loan Balance
$199,709
Cash to close
$77,726
Interest Paid
$27,826

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Eastville Heights
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $179.87
  • Tax Annual Amount: $4476
  • On Market Date: 2025-04-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $77,726 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $77,726!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$199,274
Your Cash$77,726
Total Purchase Price:$277,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$924/mo
Traditional @ 7.15%
$1,548/mo
You save $623/month ($7,482/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6707252

Listing From: northstar

Last updated: 2025-05-02T10:02:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$924 /mo
$1,492 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,726 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $77,726!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$199,274
Your Cash$77,726
Total Purchase Price:$277,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$924/mo
Traditional @ 7.15%
$1,548/mo
You save $623/month ($7,482/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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