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$226,000

($53,793 down)
FHA

909 4th Avenue N, Moorhead, MN 56560

3
2
1,792 sqft
PITI Monthly
$1,286.57 /mo

Listing courtesy of: , eXp Realty (3523 FGO)

Assumed Rate

3.1%
7.15%

Principal & Interest

$788 /mo
$1,247 /mo

What's Special

SPACIOUS
DECK
CHARMING

Charming 3-Bedroom, 2-Bath Home in Quiet North Moorhead Neighborhood! Featuring 3 spacious bedrooms and 2 bathrooms, this property is designed for comfortable living with plenty of room to spread out. The heart of the home is a large, open kitchen that flows seamlessly into the inviting living room—perfect for entertaining or family gatherings. Step out from the kitchen onto a covered deck overlooking a fully fenced backyard—your private retreat for morning coffee or evening relaxation. Durability meets style with ABC Seamless Steel Siding. Looking for extra income or multi-generational living? The lower level offers a private entrance, making it a fantastic opportunity for rental potential or guest accommodations. Don’t miss out on this versatile and welcoming home—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,286.57/mo
Estimated Loan Balance
$179,887
Cash to close
$53,793
Interest Paid
$17,985

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Holes & Whites Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $126.12
  • Tax Annual Amount: $2609
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $53,793 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $53,793!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$172,207
Your Cash$53,793
Total Purchase Price:$226,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$788/mo
Traditional @ 7.15%
$1,293/mo
You save $505/month ($6,061/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6702496

Listing From: northstar

Last updated: 2025-04-19T02:06:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$788 /mo
$1,247 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,793 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $53,793!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$172,207
Your Cash$53,793
Total Purchase Price:$226,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$788/mo
Traditional @ 7.15%
$1,293/mo
You save $505/month ($6,061/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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