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$399,900

($240,626 down)
FHA

925 Lovell Avenue W, Roseville, MN 55113

4
2
2,096 sqft
PITI Monthly
$1,684.24 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,039 /mo
$1,492 /mo

What's Special

MODERN
HARDWOOD FLOORS
FINISHED BASEMENT
FLEX SPACE
FENCED YARD

This gorgeous rambler features modern design blended with timeless charm. The main level offers boho vibes with hardwood floors, wainscoting, and a welcoming foyer. Don't miss out on the finished basement with a craft room and flex space—perfect for remote work, hobbies, or a home gym—all supported by wired Ethernet throughout. Outside, enjoy a fully fenced yard with irrigation, a heated garage, heated/powered shop, and an extra shed for storage. With stylish updates and plenty of room to work, play, and relax, this home has it all.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.88
Remaining Loan Term
17 years, 8 months
Monthly PITI
$1,684.24/mo
Estimated Loan Balance
$159,796
Cash to close
$240,626
Interest Paid
$92,219

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: C W Michael Second, Addition
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $190.79
  • Tax Annual Amount: $4064
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $240,626 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $240,626!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$159,274
Your Cash:$240,626
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,039/mo
Traditional @ 7.15%
$1,547/mo
You save $508/month ($6,097/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6700972

Listing From: northstar

Last updated: 2025-05-02T10:03:06.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,039 /mo
$1,492 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $240,626 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $240,626!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$159,274
Your Cash:$240,626
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,039/mo
Traditional @ 7.15%
$1,547/mo
You save $508/month ($6,097/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Exit Realty
Agent/Broker
Jeff KlemmerExit Realty(651) 600-7997assumptions@exitspringside.comMLS #40195899

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Exit Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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